"Citizen Kane is perhaps the one American talking picture that seems as fresh now as the day it opened. It may seem even fresher."Pauline Kael
|
| |
Gift Shopping Tips for a Tight Budget
Have you seen the prices of greeting cards lately? It is hideous! Once you purchase the card and gift-wrap, your overall cost can easily increase by $10 to$15. If you are on a tight budget, this can be difficult as you spend more on the fluff and less on ...
"How To Generate F.ree Publicity, Prospects, & Profits on a Zero Dollar Budget in 4 Easy Steps"
It's true. There is a strategy that is so under used, yet is so powerful, that can literally boost your business overnight! Are you tired and frustrated with wasting your precious time and throwing your hard earned money out the window trying to promote ...
How to Make a Budget
Starting out as a married couple often means going through some tight times. In this case, it may be a good idea to create a good budget that works. It is actually very simple to do, even simpler if you have a joint bank account. In fact, if you sit down ...
|
|
|
| |
We've all been there. That time of the month when you begin to realise that your bank statement is due, and you purposefully avoid bringing the mail in so that you don't have to face up to how little is left in your account this month. Buying those six DVDs just seemed like such a good idea at the time! Why does everything have to cost so much?
Well, we all like to buy stuff, there's no denying that. But there are ways to get at least some of the things you want without using over and above your available resources each month. So formulating a spending plan doesn't sound like your idea of fun – but don't you want that feeling of freedom that comes with accurately estimating how much money you have to spend, by planning your purchases, and not being afraid of your finances? A frugal budget can help more than you think it's going to hurt!
Okay, So Tell Me Again How This Isn't Going To Hurt.
The notion of sitting down and planning all the things you can't buy doesn't sound like much fun, but by coming up with a frugal budget and by allotting various allowances to each of the things you are likely to spend money on can truly help you to gain a sense of power over your finances. While an attitude of handing out money when you need to might seem a lot less painless than sticking to a spending plan, wouldn't you love to be able to have some money to spend on the things you love without having to fear the arrival of mailman at the end of each month? With a little forward planning, you can achieve this.
So be brave and sit down with your checkbook. Look at how much money you spend each month on regular outgoings, like groceries, gas, utilities and so on. Plan to set aside an allowance for each of these things, and put the money in a separate account if you have to, so that you can't spend it. It might seem painful now to have to allocate so much money to these basic things, but ultimately you will save in bank charges, and you will feel so much better knowing where your money is going. Anticipating the cost of things is much more cost effective than allowing your finances go into the red.
The way to be frugal is to plan it. And while it might not seem like fun initially, by sitting down and planning a budget, you are facing up to the money you spend, which makes it easier to see where you can make savings. And once you are in control of your finances, you will begin to see your savings add up. And pretty soon you will have some money to spend that won't leave you deathly afraid to greet the mailman!
About the author:
Eric Verbonac is the web master of living-frugal.org. This wonderful site will help anyone save money with its many tips & tricks.
|
|
|
|
|
|
 IT'S THE SPENDING - New York Post
GOV. Paterson has pledged the state will "learn to do more with less" in closing a projected $6.4 billion gap in the 2009-10 fiscal year. But the governor doesn't have to do even that much. New York could balance its budget if it could simply do the ...
Take the 3-step budget challenge - Independent
Share A review will give you a better understanding of your financial circumstances and you may notice areas that you would like to change. If you don't have details of your day-to-day or one-off expenses, make a rough estimate based on your bank and ...
Budgets and Budgeting - Fort Lauderdale Sun-Sentinel
A text-messaging sex scandal that has cost the city millions of dollars and stifled some government operations for months is coming to a close with the resignation of Mayor Kwame Kilpatrick. But the city's troubles are far from over. It still faces a ...
Buffalo Co. lucky to be in growth area, says official - Kearney Hub
“We’re very happy that it went up for everybody. We didn’t expect it,” said Supervisor Sherry Morrow, head of the Buffalo County Board of Supervisors’ Budget Committee. Buffalo County’s 2008-2009 valuation is $2.9 billion, up from $2.7 ...
Fitch Rates Mississippi's $230MM GOs 'AA'; Outlook Stable - Forbes
Fitch Ratings has assigned an 'AA' rating to the State of Mississippi's (the state) $133,545,000 general obligation (GO) bonds, series 2008A and $96,600,000 Taxable GO bonds, series 2008B expected to be offered competitively on Sept. 9th ...
|
