"The great secret that all old people share is that you really haven't changed in seventy or eighty years. Your body changes, but you don't change at all. And that, of course, causes great confusion."Doris Lessing
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Financial Aid for College Students - Grants
The bad news about attending college is that it costs more than ever to attend. The College Board estimates the average four-year public college costs almost $5,000 per year to attend and a two-year public college is almost $2000. And that’s not counting ...
Saving Money for College and 529 Plans
Copyright 2005 Richard Keir Wanting the best for your children doesn't always make it possible to give them the best. And when you look at the cost of four years of college, the idea of coming up with that much money monthly as your child attends college ...
Searching for the latest and accurate help pertaining to electoral college.
Sometimes when you're trying to find excellent advice about electoral college, it will be easier said than done sorting out the best information from ill-advised electoral college submissions and proposals so it's prudent to know ways of ...
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10 Deadly Mistakes Families Make When Preparing For College -------------------------------------------
Next to buying a house, planning for college expenses can be one of the biggest financial projects that parents and their children undertake. Four years of college costs tens of thousands of dollars, and it is increasingly easy to break into the hundreds-of-thousands range, especially for advanced degrees. Parents, don't make these mistakes that may keep your children from getting the education they deserve:
Believing that they will not qualify for financial aid! There is no real cut-off point or maximum income a family can have and still qualify for assistance. You may be surprised to learn that an increasing number of families with significant incomes now qualify for assistance.
Believing that they can't afford a more expensive college! It's not the college's sticker price that matters. All that really matters is the net cost of education after awards and aid. In most cases, there is a big difference between the family's out-of-pocket expense and the college's sticker price.
Not saving for college! With high cost of a college today, it's almost impossible to fund a college education, if there is zero savings! Consider, the more you save, the less you or your children will have to borrow.
Disqualifying themselves for financial Aid! Many families report more than they have to on the financial aid forms or they put money in the wrong places, thus they disqualify themselves from receiving financial Aid! Certain assets are counted much more heavily in the financial aid formulas than others.
Putting money in their child's name! Generally 35% of all the money (assets) in a child's name must go to pay college costs before receiving financial aide!
Not researching for sources of aid! Maybe, just maybe, you can find a grant to replace the loan for which you might otherwise have to apply.
Not filing for financial aid as close to January 1st as possible! Many colleges award aid on a first-come, first-served basis. Also, you may not be eligible for state aid if you wait until April to submit your FAFSA. Some states have earlier submission requirements.
Believing it is cheaper to go to a state school! While the overall cost of a state college maybe less, it's also true the have much less needs based aid available. Don't eliminate a school just because it's expensive. A great deal of assistance is available, and you may be surprised at how much you or your student receives.
Not understanding that tuition is less than 40% of the cost of a college education! Each school's
About the Author
Nathalie Vaiser
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ESPN (blog) |
College Football Nation: 120209-frogs-movingESPN (blog)College Nation blogger Andrea Adelson and Big 12 blogger David Ubben went head to head to offer their thoughts on how the Horned Frogs will handle the transition. David Ubben: We're back, and it's time to get our hands dirty. The first question is the ...and more » |
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