"The mind, in proportion as it is cut off from free communication with nature, with revelation, with God, with itself, loses its life, just as the body droops when debarred from the air and the cheering light from heaven."
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Are We Underestimating What We Spend On Credit Cards?
An investigation organized by Egg says consumers have greatly underestimated the amount that credit cards are used throughout the United Kingdom, what this means is consumers are spending a lot more than they think. The investigation revealed that when consumers thought they had spent was £236billion was in fact £437 billion, some difference! How come there is such a big difference? Well most of us usually pay for everything with the plastic card and find it hard to keep track of what we spend. Most people have more than one credit card and a lot of them transfer their balances from time to time to get the best interest rate, so when you are working with two or more credit cards it's easy to miscalculate how much you're spending, and with so many different payment options for you to choose from you can see how there can be such a difference in what we spend, over £200billion! scary or what? Another question you have to ask is, if we do not know what is in our accounts how do we know we are not getting ripped off? Six out of ten consumers didn't know how much was in their accounts so money could be taken out and they would have no idea. Mind you some would say (not me you understand) if you don't keep track of your money you deserve to have it pinched. The British Bankers Association revealed that by the end of September, credit cards sales had fallen for the last two months indicating that consumers are being careful, but with Christmas around the corner I am sure the credit card sales will be up and we will have another bumper spending spree with the plastic cards. So the question was, are we underestimating what we are spending? well the facts definitely say yes! So what should we do about it well keep a tighter grip on your accounts, double check what's coming in and out and make sure everything balances at the end of the month. good luck! Some important contacts: http://www.bba.org.uk http://www.cccs.co.uk
CREDIT MARKETS: Huge Corporate Deal Hits As Treasurys Slip Wall Street Journal s (BAC) surprise repurchase of $330 million in loans due to appraisal errors was muted, according to Credit Suisse. But some investors voiced concern that the resulting loan buyouts from Freddie Mac (FMCC) MBS -- creating prepayments at 100 cents on ...
Groupon Said to Test Credit-Card Reader Rivaling EBay's PayPal Bloomberg Groupon Inc., the largest daily coupon website, is testing a credit card-reader for merchants that could vie with similar devices offered by Square Inc. and EBay's PayPal Inc., a person with knowledge of the matter said. The reader, manufactured by ...
BofA May Turn Profit on Mortgage Buybacks, Credit Suisse Says Bloomberg (BAC) to repurchase $330 million of mortgages from its securities may result in a profit for the lender while triggering investor losses, according to Credit Suisse Group AG. The bank broke Freddie Mac rules by using computer programs instead of ... Speeding Up Short SalesNew York Times
