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"Do not go where the path may lead, go instead where there is no path and leave a trail."

Ralph Waldo Emerson








 




 
Featured Credit Articles

Airline Rewards Credit Cards: Choosing The Best Card
If flying to exotic destinations or traveling across the country on your favorite airline is something you want to do, you can get free trips with an airline rewards credit card. That's right, by selecting the right credit card you can quickly accumulate ...

Poor credit and the need to fix it
Everyone can be put at a disadvantage if they have poor credit. Lenders are less likely to loan to people with a poor credit history, therefore it becomes a huge handicap for people looking to buy on credit.If you want to buy your car or house on credit, ...

The Credit Bandwagon
Everywhere we turn, the word credit can be seen, flashing huge dollar signs right before our very eyes. Living in a materialistic world it is hard to keep up with the Jones and so we revert to credit. Credit makes the world go round at the moment, ...




What is a Cash Back Credit Card?
 
Individuals may not even know it, but a cashback credit card is probably the best credit card they could ever hope to have – especially if they pay off the entire balance each month.
Companies like Morgan Stanley, American Express, GM, and Marbles are just a handful that offer cashback credit cards. You can compare these credit cards, standard variable rates and cashback percentages at www.moneyeverything.com/cards. They have compiled the best of cashback credit cards available and put them together in a user friendly format to help you compare and choose online.
Despite the criticisms against the use of credit cards, there are distinct advantages of paying with plastic.
The first advantage is that credit card purchases are discounted, so that cardholders receive an amount of money at the end of the year. It is up to them to decide how they want to use this 'refund'. They could either buy something that they've put off buying, or they could use the money to add to their monthly credit card repayment.
The second advantage has to do with protection. When card users make purchases of over £100.00 with a credit card, they are automatically covered by Section 75 of the Consumer Protection Act. If the merchandise they purchased is defective or needs to be exchanged, their credit card receipt constitutes proof of purchase.
www.moneyeverything.com lives by their motto of "finance in plain English." If you visit their site, they have a well-written credit card guide that you can read to help you to decide which is the best credit card for you in your present circumstances.
Some of the standard variable rates (SVR) of the more common credit cards differ between 0.5% and 2%

About The Author

Jon Francis has been involved with various areas in the world of finance and has a keen eye for a bargin! He has an in-depth knowledge of the UK credit card market and now helps others get the best from their credit cards.
View their website at: http://www.moneyeverything.com/cards
rustybucket@gmail.com



Credit News


CBS News

Obama urges Congress to extend clean-energy tax credits
Los Angeles Times
The president says continuing the production tax credit and an investment tax credit would save 37000 jobs that otherwise would be at risk. Seib, Al -- B582072212Z.1 MOJAVE, CA MAY 04, 2012 -- Wind turbines at the Los Angeles Department of Water and ...
Obama calls for keeping production tax credit to save clean-energy jobsBoston Herald
On Obama's Congressional "To-Do" list: Green-energy tax creditsCBS News
Obama visits Iowa to tout wind credit, energy securityPolitico
Fox News (blog) -Radio Iowa -KUNC
all 547 news articles »

CREDIT MARKETS: Huge Corporate Deal Hits As Treasurys Slip
Wall Street Journal
s (BAC) surprise repurchase of $330 million in loans due to appraisal errors was muted, according to Credit Suisse. But some investors voiced concern that the resulting loan buyouts from Freddie Mac (FMCC) MBS -- creating prepayments at 100 cents on ...

and more »

USA TODAY

Judge: Auto dealers must reveal bad credit history even when they use third ...
Washington Post
WASHINGTON — A federal judge says auto dealers who use consumers' bad credit histories to charge them more interest on car loans must tell buyers they have negative information on their credit report, even if the loan is farmed out to a bank or ...
Judge: Car dealers must tell buyers why loan interest rates are raisedDetroit Free Press
Judge: Auto dealers must tell buyers about bad creditUSA TODAY

all 158 news articles »

Groupon Said to Test Credit-Card Reader Rivaling EBay's PayPal
Bloomberg
Groupon Inc., the largest daily coupon website, is testing a credit card-reader for merchants that could vie with similar devices offered by Square Inc. and EBay's PayPal Inc., a person with knowledge of the matter said. The reader, manufactured by ...

and more »

Bloomberg

BofA May Turn Profit on Mortgage Buybacks, Credit Suisse Says
Bloomberg
(BAC) to repurchase $330 million of mortgages from its securities may result in a profit for the lender while triggering investor losses, according to Credit Suisse Group AG. The bank broke Freddie Mac rules by using computer programs instead of ...
Speeding Up Short SalesNew York Times

all 286 news articles »