"The only way to prove that you're a good sport is to lose."Ernie Banks
|
| |
0% APR Credit Cards: A Tool To Eliminate Debt
It is interesting to note that what started off as a marketing gimmick has now become an almost permanent part of the credit card industry in America and today 0% APR credit cards can in fact play a significant role in helping a person reduce or get out ...
Credit Cards And Marriage
Getting married is a wonderful thing and brings forth a whole new life together as a couple. Part of being married means working together as a team in all aspects of our lives– physically, spiritually, emotionally and also financially. Indeed, the ...
The Forbidden Fruit: Marketing Credit Cards Online
A common question and topic of discussion among Internet marketers is, “What market should I go after?” The number of answers to this question are as varied as there are grains of sand in the Sahara, but there is one thing that I have noticed in my eight ...
|
|
|
| |
Student credit cards annually bombard freshman as they enter college. It has become a fall ritual. Parents should be vigilant in discussing the importance and responsibilities that go along with having a credit card before the students ever leave home. Don't get me wrong, I think it's a great idea that students have their own credit card when they go away to school, but it is extremely important that they get the right card and use it wisely.
The best student credit cards are the ones that have low spending limits. A high limit credit card given to a college student could be a recipe for disaster. It should be made clear to the students that their credit card is for emergency use only, unless they want to get a job and pay for any of the charges that are made on it. That sounds like a good idea, but probably isn't very realistic.
When finding the best student credit cards, it is imperative to seek out the lowest interest rates that you can find. This is really obvious, but nonetheless needs to be stated. Many credit card companies will offer 0% teaser rates for the first six months. Beware of these rates because they're often followed by exorbitantly high interest rates and then you are stuck. It is most certainly not uncommon for students to carry balances for more than six months, so I suggest that you avoid this option.
Just about all student credit cards offer some type of incentives such as rewards points or cash back incentives. This is done for obvious reasons. The most common of which is to entice the cardholder into using it more often. Overall it is a pretty good deal to receive rewards for credit card charges as long as you bear in mind that this is not free money. Whether you realize it or not, you have already paid for those points.
Managing your account online is a great feature for students. For starters, just about every student has access to the Internet and can easily access their credit card statements. The second great reason for this is that the parents can also monitor the activity on the card even if they are thousands of miles away. This kind of accountability for impressionable young students is an excellent way to keep them from getting themselves into trouble. It also keeps the parents from getting stuck paying their kids huge credit card bills.
For a student credit card it is important that they have a lost or stolen card feature that guarantees protection against unauthorized activity. Lets face it, sometimes kids are not as responsible as we might like them to be. Having this protection goes a long way in easing the parent's mind when they hand their student a credit card
About the Author
Sharon Cowles is the owner of the popular site http://www.cardbankusa.com. Cardbank offers a diverse selection of credit cards available to students and other types of cards for airline, business and personal. Get your Free Credit Report Today! http://www.cardbankusa.com/categories/related-offers
|
|
|
|
|
|
 The Upcoming Technology of RFID For Contactless Access Control ... - Consumer Electronics Net
RICHMOND, England, BUSINESS WIRE -- Contactless RFID is well established for access control for buildings; simply wave your pass near the reader and the door opens. This technology is now being rolled out in the UK and around the World for so called ...
Airlines Want Cash. Card Firms Stiffen Terms. Who'll Blink? - Wall Street Journal
The nation's airlines are pursuing the same path that many consumers follow when they are short on cash: They turn to credit cards. These days, however, credit-card companies have money problems of their own. Scott Pollack The financial strains of ...
American Express raises its charges - Guardian Unlimited
From this week, millions of American Express customers face higher charges when they pay their credit card bill late or go over their limit. The company is lifting its charges for the second time this year, from £10 to £12 across all its credit ...
Gasoline credit cards can help cut costs - MSN MoneyCentral
Citigroup Inc ( C ) Stock Quote , Chart , News , Add to Watchlist NEW YORK (AP) - With fuel prices taking a bigger bite out of budgets, and no sign of an imminent price decline, you may be considering an offer for a gasoline rewards card. These cards ...
Your biggest money worries -- solved - CNN
Worry No. 1: I spend too much Why is this such a pervasive problem? Credit cards are partly to blame (have plastic, will spend), but it turns out you really were born to shop.
|
