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Featured Credit Cards Articles

How To Profit From 0% Interest Credit Cards
How To Profit From 0% Interest Credit Cards Credit cards equal debt, it's almost a universal truth. Almost. It is possible, and is being done right now, to turn a profit from 0% credit cards. Before we get started here are some things you need to ...

Plastic Credit Cards
Credit cards are plastic coated debts that you will pay over a course of time. If you have or plan to get a credit card, make sure that you understand all the details lay out in the terms. Grace periods are often extended to 25 days; however, ...

What To Look For When Comparing Credit Cards
Almost everyone has some kind of a credit card. They are a staple of life and used for everything from paying bills to renting a car. Comparing and shopping around for a credit card is very important because it allows you to find the best deal possible. ...




How To Accept Credit Cards Online
 
Anyone with an online business, whether for auctions,
services, or virtually any type of product, has asked the
same question at some time during their quest to create
the ultimate online business - "How do I accept credit
cards?"

Since over 90% of all transactions on the Internet
involve customers paying by credit card, accepting
plastic money rates a must for almost any business.

The problem for most small online business owners
involves the high cost of setting up and maintaining a
credit card merchant account.

With startup fees ranging from $200 to $500, minimum
monthly fees of at least $40 to $50, plus per transaction
fees and a percentage of sales, most people who want to
supplement their income online or test an idea can't risk
that kind of money.

Add in credit checks, 48-month service contracts,
expensive equipment purchases or leasing, financial
statements, and last 3 years' tax returns and most people
throw up their hands and give up before they even get
started.

Fortunately several companies responded to this problem
with unique solutions that enable smaller online
merchants to accept credit cards at a fraction of those
high startup costs with no long-term commitment, no
equipment purchases, and zero minimum monthly fees.

~ PayPal.com ~

PayPal has gotten some negative press over the last
couple of years, but that press has been mostly
undeserved.

PayPal makes it easy for you to collect money for your
online sales, send money to merchants, bill people
monthly, collect dues and donations and integrate a free
shopping cart into your site.

Of all the payment and money transfer services online,
PayPal ranks as the absolute lowest in cost and the
easiest to set up.

PayPal allows merchants to sell physical and downloadable
products along with personal services.

~ ClickBank.com ~

For a $50 one-time fee ClickBank enables online ebook,
software and other electronic information sellers to not
only accept credit cards, but provide instant delivery of
their products to online purchasers.

ClickBank allows any merchant to accept virtually every
major credit card on the planet.

The online merchant simply adds a purchase link to their
site, the customer clicks the link, fills in their
payment information and the credit card gets authorized
on the spot.

Once the card gets approved ClickBank redirects the buyer
to a page that enables them to download the ebook,
software, or other product they have just purchased.

ClickBank also operates a fully integrated affiliate
program that automatically pays affiliates who sell your
products for you.

ClickBank heavily restricts what merchants may sell
through the service and does not allow the sale of
physical goods.

~ PaySystems.com ~

Of the three, Paysystems behaves most like a traditional
credit card merchant account.

The service allows the merchant to integrate with a
number of third-party shopping carts as well as use the
PaySystems shopping cart system.

Merchants pay a small transaction fee and a percentage of
the sale, but don't sign up for any long-term service
contracts or equipment leases.


About the Author
Jim Edwards is a syndicated newspaper columnist and the
co-author of an amazing new ebook that will teach you how
to use free articles to quickly drive thousands of
targeted visitors to your website or affiliate links... Need MORE TRAFFIC to your website or affiliate links?
http://www.turnwordsintotraffic.com




Credit Cards News


Credit Card Balances down 28% with New Credit on the Rise
MarketWatch (press release)
ATLANTA, May 24, 2012 /PRNewswire via COMTEX/ -- According to Equifax's May National Consumer Credit Trends Report, existing bank credit card balances as of April 2012 were 28% below their peak. Balances were $531 billion in April 2012 compared to ...
Credit Card Balances Decrease 28 PercentACA International
Lenders Writing Off Fewer Consumer LoansBank Technology News

all 11 news articles »

Card debt still choking low, middle incomes
Chicago Tribune
Forty percent have turned to their credit cards to cover basic living expenses such as rent, mortgage bills, groceries and utilities, according to a national survey by think tank Demos. Those surveyed were low- and middle-income people who carried a ...


TIME

What's a Good First Credit Card to Build My Credit Score?
U.S. News & World Report
By Daniel Bortz Getting your first credit card is a critical first step into adulthood. With a line of credit comes a new level of maturity, and the decision about what card to start out with should not be made lightly. But before you venture out for ...
Best Credit Cards for High School, College GraduatesFox Business
Stay-at-home moms fight credit card biasMSN Money
The Top 5 Flexible Travel Rewards Credit CardsTIME
Debtmerica Relief -New York Times (blog) -CNNMoney
all 22 news articles »

Credit Today

FICO Reports UK Credit Card Delinquencies Have Fallen to Two-Year Low
MarketWatch (press release)
For so-called "classic" (non-premium) credit cards, less than 5 percent of the balances on all cards were 30 days delinquent in March, which represents a two-year low. In February and March, the percentages of accounts that were 30 days delinquent also ...
Credit card delinquencies hit two-year lowCredit Today

all 8 news articles »

Glacier Credit Card Trust Raises C$200M From Debt Issue
Wall Street Journal
TORONTO (Dow Jones)--Glacier Credit Card Trust raised C$200 millon (US$195.3 million) from an issue of asset-backed securities, according to people familiar with the matter. The offering was priced at 138 basis points over the relevant Government of ...

and more »