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Featured Credit Cards Articles

Credit cards - Other benefits
Credit cards are here to stay for the multiple benefits associated with them. We already know that credit cards act as a convenient payment mode for shopping, they are safer to carry as compared to cash, they help build a credit rating which can be used ...

How to Find the Best Low APR Credit Cards
Low APR credit cards are much more prevalent than in years past. Competition is stiff and credit card financial institutions offer many nice perks, rewards, points, low annual percentage rates (APR) and other inducements. They want to capture ...

How To Save Money On Credit Cards
Some credit cards offer a cash advance option. But how good a deal is this? Not very. In fact, it can be downright expensive. Why? Because every time you use your credit card to withdraw case, more fees kick in: Cash advances can carry an upfront fee ...




3 Reasons why to Accept Credit Cards by Phone
 
Conducting business today, whether
online or offline, Is much more
convenient than before using a
simple and Inexpensive way by
accepting credit cards by phone.
This Method of accepting payments
is turning the heads of Business
owners and making it possible for
them to Conduct business right from
their phone without leaving Their
home, office or vehicle.

How can accepting credit cards by
phone provide convenience?

Accept by Phone is a new technology
which allows a company To accept
credit card payments by simply
typing the card Number and sale
amount into a telephone. This
service is so Popular that it was
featured in the September 2004
Issue of Limousine Digest, Page
14 and in the May 2004 issue of
Small Business Opportunity Magazine.
There's no terminal or Equipment
needed. This new service gives the
business owner A convenient and
Inexpensive Way of accepting credit
cards While Increasing Profits.

The 3 Key Reasons Include:

Convenience - Strategic Approach
- Call To action

The convenience of accepting credit
cards by phone is that Business
owners now do not have to put the
customer on hold To get back to
the their home or office to accept
payments For their products or
services. They can stay in their
Vehicle, on a job site, in a
restaurant or even while at the
Gym to conduct business as usual
without any delay. Not only Is
this good for the business owner,
the customer can now Relax knowing
their purchase has now been
processed using a Safe and secure
environment without any hassle.

Strategic approach defines the
convenience of accepting Credit
Cards by phone using a mind-set
supported by focusing On the
customer and their needs at all
times. This means Getting the
right products and services to
the right customers In the right
way at the right value, all while
making a profit. Thinking about
this all the time keeps your
customers fresh And willing to
do business with you.

Call to action helps define what
business you are really in to
produce results for your customers.
This enables you to Close more
sales faster and easier. This
will also help you Pay attention
to what works and what doesn't
while forming A habit to be a
continual contributor to your
ongoing Marketing efforts. When
a person is ready to purchase
your Products or services, your
call to action will help convince
Your customer that safety and
reliability is present.

When you provide a full service
payment solution, with no
Equipment or software. Your
business is readily available
To the customer at all times.
No matter where you're located,
You can accept payments by the
touch of your phone.

About the Author
Kevin Cross is the Founder of
Accept by Phone. Cross Merchant
Services is a diversified financial
service located in Hilliard, Ohio.
Kevin has 10 years experience in
the Merchant Account Industry
working with seasonal businesses
and independent Service
professionals to increase their
revenues. http://www.Accept-by-phone.com



Credit Cards News


Rate survey: Credit card rates hold steady for 2nd week
CreditCards.com
By Kate Tomasino The average interest rate on a new credit card offer remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, though issuers are still tweaking APRs. For a second straight week, the average annual ...
Consumers Opt for Credit Building Credit Cards to Improve Credit ScoreMarketWatch (press release)
CreditCards.com Weekly Rate Report: Rates Hold Steady for Second WeekSYS-CON Media (press release)

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Bloomberg

Visa Profit Exceeds Estimates as Credit-Card Spending Rises
BusinessWeek
8 (Bloomberg) -- Visa Inc., the world's biggest payments network, said fiscal first-quarter profit climbed 16 percent as consumers increased use of credit and debit cards. Net income for the three months ended Dec. 31 rose to $1.03 billion, ...
Visa 1Q Profit Rises 16.4% As Transactions JumpWall Street Journal
Visa 1Q profit rises 16 percent as card use risesSan Jose Mercury News

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Financial Times

China OKs Citi Credit Card Biz
Zacks.com
Citigroup Inc. (C) will launch its own credit card business in China. Its Chinese subsidiary Citibank (China) Co. Ltd. has received approval from the China Banking Regulatory Commission. The company will launch both retail and commercial cards before ...
Citigroup to issue China credit cardsFinancial Times
China Credit Cards, Danish Loans, Mortgage Deal: ComplianceBusinessWeek
Citigroup Gets Approval for China Credit CardsWall Street Journal
San Francisco Chronicle -CBS News
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Bloomberg

Credit-Card Borrowing Surged Over Holiday Period
Wall Street Journal (blog)
By Jeff Bater and Jeffrey Sparshott US credit-card debt posted the second solid increase in a row during December, an indication Americans stuck with meager wage gains borrowed to pay for their holiday celebrations. The increase helped raise the level ...
US consumer credit rises $19.3 bln in DecemberReuters
Consumer borrowing surged for second month in December with credit cards and ...Washington Post
Consumer Borrowing Increased In DecemberNew York Times
NASDAQ
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Wallet Blog

Which Credit Card Rewards Does the IRS Care About?
DailyFinance
Even if you weren't part of that promotion, it's reasonable to wonder whether the frequent flier miles or other credit card rewards you collect are going to cost you, too, come tax time. The answer appears to be no. The two scenarios are different.
Do You Have to Pay Taxes on Your Rewards?Wallet Blog (blog)

all 3 news articles »