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Quote of the Day

"Have not prisons - which kill all will and force of character in man, which enclose within their walls more vices than are met with on any other spot of the globe - always been universities of crime?"

Peter Kropotkin







 




 
Featured Crime Articles

Do Search Engines Scare You?
Do Search Engines Scare You? What do the words "Search Engine" make you think of? I get immediate mind-pictures which vary but all have similar themes. Sometimes I see one of those tiny submarines which are used to explore the deepest parts of the ocean ...

Identity Theft Exploding: Here’s How you can Avoid Becoming a Victim
Americans are more concerned about identity theft than unemployment or corporate fraud, according to a survey of 2,000 people conducted by Star Systems. Nine out of ten Americans demand new federal legislation, while two-thirds say the financial ...

Identity Theft – Guard Your Children’s Social Security Numbers
Identity theft is a growing concern among Americans, and rates among the top five complaints received by states’ Attorney General’s offices. A stolen identity can lead to tens of thousands of dollars worth of debt in the victim’s name and it can take ...




Disability insurance 101- What You Absolutely Need to Know
 
Disability insurance is the mutual agreement between the policy provider and the beneficiary in which the provider agrees to pay a certain amount of money to the beneficiary on certain unexpected event leading to a disability, which incapacitates the person in doing his duties of the occupation and / or of any other job.

Disability insurance is of three broad types depending on the clause put forward by the insurance provider:
a)Own occupation disability insurance
b)Income replacement insurance
c)Gainful occupation coverage

1) Own occupation disability insurance refers to the insurance money claimed by the beneficiary on his/her inability to perform the regular duties of the regular occupation although the person may or may not able to do another job.
2)Income replacement insurance means that the policy provider is supposed to pay the agreed amount in case because of some mishap you are not able to do your duties both in your occupation and any other job.
3)Gainful occupation coverage denotes that the beneficiary will get the payment if he / she is neither able


to perform the duties of the occupation nor any other work which the person is capable of doing because of his/ her education or knowledge.
There are certain other legal terms attached to this type of insurance. Elimination period is the time period from the time of the disability to the maximum time you are eligible to earn benefits. A short elimination period will be charged higher than the longer elimination period.
The period of time the beneficiary is eligible to earn benefit is called the benefit period.
Now the most important thing is certain points which are excluded from the usual policies for e.g. if the claimant has suffered the disability in times of war or even while in alcohol or drugs or having the damage while involved in crime most of the policies either refrain from providing benefits or will provide only limited benefits. These points are to be looked for before signing onto the policies for these are usually written in fine print.


About the Author
Rita Roy writes about Disability Insurance topics.




Crime News


FOX6Now.com Milwaukee

Walker, Barrett trade jabs over crime statistics
Herald Times Reporter
Scott Walker and his recall challenger, Milwaukee Mayor Tom Barrett, traded jabs Thursday over a media report that questions whether Milwaukee police misrepresented crime statistics. The Milwaukee Journal Sentinel found at least 500 cases in which ...
Barrett: Walker is Attacking Cops By Questioning Milwaukee Crime StatsPatch.com
Barrett insists Milwaukee crime down; approves FBI audit of MPD crime dataToday's TMJ4
MPD's crime numbers become an issue in gubernatorial campaignFOX6Now.com Milwaukee
Newsradio 620
all 931 news articles »

The Age

Waterfront corruption no surprise, says expert
ABC Online
By business editor Peter Ryan The depth of organised crime on Australia's waterfront should come as no surprise, according to the global anti-corruption watchdog. The Federal Government has announced a crackdown on what it has described as "cancerous" ...
Union says new docks crime crackdown is unfair on wharfiesThe Australian
Australia cracks down on waterfront crimeNews24
Rampant corruption, crime gangs, arms smuggling, drugsThe Age
Brisbane Times -Herald Sun
all 170 news articles »

Trinidad crime reporter, TV cameraman charged with holding up liquor store ...
Washington Post
PORT-OF-SPAIN, Trinidad — A reporter who led crime coverage for a Trinidad & Tobago newspaper and a TV news cameraman are being accused of robbing a liquor store and getting in a shootout with police. Authorities say Trinidad Express reporter Akile ...

and more »

College examined over crime reporting
Boston.com
State auditors are investigating allegations that Roxbury Community College has not accurately reported serious crimes on campus, as well as a separate claim of wrongdoing involving the Reggie Lewis Track and Athletic Center.

and more »

CBS Local

Detroit's crime problem is worse than we know
WDIV Detroit
This week was another of the City of Detroit trying to give us all reason to believe the crime problem is somehow on the cusp of a solution. Detroit Police Chief Ralph Godbee held two news conferences I attended this week where he attempted to sell ...
Detroit clergy launch prayer walks, youth rallies to counteract crimeDetroit Free Press
Detroit Police Restructuring Necessary to Curb CrimeHuffington Post (blog)
Night Walks Planned to Help Deter CrimeMyFox Detroit
CBS Local -my.hsj.org
all 24 news articles »