"The best argument against democracy is a five-minute conversation with the average voter."Winston Churchill
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A Resurrection Story
My mother often wound up in the hospital during the last decade of her life. She had good health insurance and a good many ailments, and she generally outstayed two or three hospital roommates. One afternoon she got a new roommate, her third. But not ...
Fun-Loving Bev Petersen Shares Her Good Humor With Fellow Genealogists Through Lighthearted (And Useful) Products
"I love genealogy more than anything, other than people, of course. As a hobby, it's something you can pick up any time. It's part of my art love, but I'm not an artist," Bev Petersen explained. Then her mouth widened in a cheerful grin. "I am, however, ...
Wedding Favors: A Brief History
For many centuries wedding favors have been a part of traditional wedding ceremonies, across a wide range of cultures. Initially wedding favors were an extravagance at celebrations hosted by European upper classes, who had the wealth to provide elaborate ...
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1. Save up to 50% per month on convenience cleaner cloths by cutting them into half, i.e. dryer softener cloths, face cleanser cloths, etc.
Savings: $5 per month
2. Find more thoughtful gifts and buy when the item is on sale, shop for birthdays and holidays throughout the year not at the time of the events.
Savings: $10 per month
3. Bring your lunch to work once a week instead of eating out.
Savings: $7 x 4 weeks = $28 per month
4. Don’t go to the coffee shop on the weekends.
Savings: 2 visits @ $2 = $4 per week x 4 weeks = $16 per month
5. If you carry a balance on your credit card, and you’re only able to afford paying the minimum monthly amount, pay weekly installments instead of one monthly payment. For example, if you owe $100 per month, pay $25 per week. Because credit card companies accrue interest daily on your balance, paying only once a month is a huge detriment to your fiscal health.
Savings: $10 - $100 per month (or more!)
6. Instead of a family night out, consider having an old fashion picnic together or a bike ride. Curbing entertainment costs doesn’t mean curbing the fun.
Savings: $25+ per month
7. Spend a day cooking meals that can be frozen for later use for your family. Once a Month Cooking, a book by Mary Beth Lagerborg and Mimi Wilson, features grocery lists and recipes to prepare and freeze a month’s worth of food for you and your family. Not only are you able to purchase the food in bulk, this method prevents having to throw away any spoiled food.
Savings: $50+ per
month
8. If you are a regular monthly book buyer, stop the habit and visit your library instead! If you insist on buying books, buy it used at your local store or online at merchants such as www.half.com or www.amazon.com. Even a better idea, how about selling the books you have that you don’t need!
Savings: $5 - 15 per month
9. Use less expensive gasoline. If you live in North America and have Internet access, you are able to search for the cheapest gas price in your neighborhood with Gas Buddy, www.gasbuddy.com.
Savings: $5 - 15 per month
10. Use two-for-one coupons when dining out; search for these in local newspapers, flyers, and in your “junk mail.” If you are a group of four or more people, consider buying dining certificates at Restaurant.com, www.restaurant.com. After choosing your city and state on the Website, you will be presented with a listing of restaurants vying for your dining dollar!
Savings: $5- $50 per month
Kimberly A. Griffiths
This is an excerpt from ONE PAYCHECK AT A TIME, OnePaycheckataTime.com, by Kimberly A. Griffiths, ISBN: 1591133327. ONE PAYCHECK AT A TIME, a 200 page workbook, contains budget management exercises for an entire year of paychecks. The author, Kimberly A. Griffiths, has been through the vicious cycle of debt herself, and provides a no-nonsense system to managing your money paycheck to paycheck. You customize the journal based on your pay schedule and learn the necessary tools for making ends meet.
kimberlygriffiths@onepaycheckatatime.com
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 Former Congress aide pleads guilty to hiding gifts - Associated Press
WASHINGTON (AP) -- A former legislative aide to two Missouri Republicans, Sen. Kit Bond and Rep. Roy Blunt, pleaded guilty Thursday to hiding thousands of dollars of gifts from lobbyists, the latest political figure to go down in the Jack Abramoff ...
Rock Band Track Pack Vol. 2 Now Available - Gaming Excellence
Harmonix and MTV Games announced Rock Band Track Pack Volume 2 for the Xbox 360, the PLAYSTATION 3, the PlayStation 2 and the Wii has shipped to retail stores nationwide. Rock Band Track Pack Volume 2 features 20 amplifying tracks recorded by some of ...
Unforgettable gifts that really sing - Toronto Star
"I've never written a song before, even though I've been inspired." This is the apt opening line to my first-ever song, being professionally recorded with the help of a musician and two engineers. I am playing rock star for a day at Metalworks, a ...
Merchandiser - Novelty Gifts - Retail Bulletin
Merchandiser£45kEast MidlandsKR18212With more than 450 stores in the UK and Ireland, and over 3,000 in total around the world, my client is one of the biggest names on the high street. Specialising in the very latest must-have Fashion Accessories ...
Former Congress aide pleads guilty to hiding gifts - Associated Press
WASHINGTON (AP) -- A former legislative aide to two Missouri Republicans, Sen. Kit Bond and Rep. Roy Blunt, pleaded guilty Thursday to hiding thousands of dollars of gifts from lobbyists, the latest political figure to go down in the Jack Abramoff ...
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