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"There are always flowers for those who want to see them."

Henri Matisse








 




 
Featured Insurance Articles

High Deductible Health Insurance Plans For Individuals and Families
Do you pay more attention to your car than your body? You change your oil every 3000 to 4000 miles. You have your tires rotated every other oil change. Your air filter and brake pads are changed at the appropriate intervals.Now, what about your body? You ...

The Terrible Truth about Insurance and Annuity Leads
You see the websites, you see the ads: exclusive, never before sold, prospects eager to buy, insurance and annuity leads. Some leads cost a few dollars - others are over one-hundred a pop. I was curious, just how good are these insurance and annuity ...

Why is it Vitally Important to Buy a Travel And Medical Insurance when Booking a Trip
The high travel season is at the corner now. People from all walks of life around the world are currently busy searching for the best offers of air and land travel, accommodations, vacation packages to suit their dreams, needs and budgets. Some of them ...




5 Strategies To Reduce Your Car Insurance Premiums
 
Your latest car insurance bill has arrived and it is not a pretty site. In fact, it is downright ugly! What can you do? Must you remain hostage to the ever spiraling rate increases foisted upon you when your policy renews? In a word, no. Let's examine five strategies you can practice today to help reduce your car insurance premiums immediately.
1. Shop For A New Policy. Even with "loyalty discounts" in place, many consumers will find that a competing company will offer significant savings over your current plan. This especially holds true if your state recently opened up the market to invite more competition in.
2. Change Your Coverage. If your vehicle is old, you many want to consider dropping collision coverage. Your comprehensive coverage may also be due for reexamination. Finally, make sure that there aren't duplicate costs included such as towing insurance if already offered through your automobile club.
3. Family Status. You may be paying more for your insurance if your policy shows that you are single when, in fact, you were recently married. Rates are generally lowered for married folks as well as those over a certain age.
4. Up Your Deductible. You can realize instant savings by raising the deductible you are willing to pay. Maybe you don't need a $200 collision deductible when $500 is sufficient.
5. Get Security Discounts. If you park your car in a locked garage and/or have an alarm system installed make sure that your insurer is aware of this as your premium will be adjusted downward.
In many cases you can also save on car insurance by bundling it with your homeowners insurance. Finally, talk with your broker to see whatever other measures you can take to realize additional savings.
About the Author
Copyright 2005 -- Matthew Keegan is The Article Writer who writes on a variety of topics including: advocacy, automobiles, aviation, business, Christian themes, family, news, product reviews, travel, writing, and more. Samples from his portfolio are available right online.



Insurance News

Louisiana Business:US Deficit, Citizens Insurance, Road Home, Army ... - Bayou Buzz
Air Quality monitoring data shows that in 2008 Louisiana met federal ozone standards for both the original one-hour and the 1997 eight-hour standards. The Louisiana Department of Environmental Quality has validated its 2008 air quality data, which ...

SeaWorld Closes Tap On Free Anheuser-Busch - San Diego Channel
ORLANDO, Fla. -- There are no free lunches in life, but one could always count on free beer at Anheuser-Busch theme parks. Until now. The brewer has stopped giving free samples in hospitality centers at its SeaWorld theme parks in Orlando, San ...

PennyMac, Led by Ex-Countrywide Head, Buys FDIC Loans (Update3) - Bloomberg
Jan. 7 (Bloomberg) -- Private National Mortgage Acceptance Company LLC , an investor in troubled mortgages run by a former president of Countrywide Financial Corp., bought $558 million of home loans that the Federal Deposit Insurance Corp. acquired ...

Cigna to cut about 1,100 jobs, 4% of work force - USA Today
The Philadelphia-based insurer will cut about 1,000 U.S. positions and 100 outside the United States. The layoffs amount to about 4% of its work force, which totals roughly 28,000 people. "All of our customers, they're reducing their work forces, and ...

Fmr. Auburn Punter Charged in Gulf Shores Fire - NBC 15
MOBILE , Ala. (AP) - Federal agents have arrested and charged former Auburn University punter Tommy Lunceford Jr. with arson, obstruction of justice and intimidating law enforcement officers in a fire that destroyed his restaurant building in Gulf ...