"I am a hard-core believer that the clean desktop is the way to go... At the same time, we told OEMs that if they were going to put a bunch of icons on the desktop, then so were we."Jim Allchin
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A Unique Joint Venture Twist: Make Huge Profits Even If You Have No Money, No Products, and No List
Would you like to jumpstart your online or offline business without spending a ton of money? Without a doubt, joint venture marketing is the most powerful secret to making money online or offline. In its simplest form, you partner with someone else: You ...
How To Make Money With High Yield Investment Programs Online
Many people today online are tired of internet mlm programs where they earn money only by spending their vast energies on recruitment of downlines and trying to sell to other people. High yield investment programs therefore come into the picture to help ...
Online Home-Based Business Opportunities: Making Money In The Comfort Of Your Own Home
In this fast-paced world, more and more people are now considering starting an internet-based business right at the comforts of their own homes. Whoever or wherever you are, it is now possible to do business with anyone around the world. Anyone with a ...
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Whatever happened to saving money the old fashioned way? Are
we in danger of letting life's luxuries become our necessities? These
are questions that have become the forefront of the new millennium
thinking.
Do you prescribe to this theory? You may, without even thinking
about it. Take a good look at your spending. Do things such as
having hundreds of cable TV channels, TiVo, the health club
membership, and that daily latte seem like your everyday occurrences?
Chances are, you have become addicted to these things, and are
shelling out a huge premium for them.
But, do you really need 500 channels? Or that health club membership?
How about those daily latte's?
What has happened in recent memory, is how we have been told
that we need these things without even questioning it. Have you
found yourself wondering about these things? There has been a
subtle shift in the American way of thinking and it has taken it's toll
on our pocketbooks.
How much say do you have in your everyday spending?
Do your children want the latest video games? How about shelling out
thousands of dollars to get season tickets to your favorite sports team
or paying huge amounts to see your favorite stars in concert.
It seems our culture has become addicted to spending money for things
that give a quick fix but do not last. It is here where we must stand back
and take a good look at what we are getting ourselves into.
You probably remember hearing your parents talk about how they never
had the things we have now. Well, it's true. They didn't. But they
didn't have the bills we have. They knew how to be frugal. And yet,
that idea has lost it's meaning.
I hear so many people saying that they want to enjoy life. They utter
things such as "You only live once", or "I deserve it", or my favorite, "I
work hard for it, I should be able to spoil myself!" These are just
excuses for not taking financial responsibility for your actions. This
is what puts consumers at a disadvantage.
Here are some suggestions to help ease the buyer's burden.
1- Ask yourself, "Is this a need or want?"
2- Can I afford this without putting myself or my family into debt?
3- Is there an cheaper alternative that will fulfill my desires?
4- Do I need this now or can I put it off till I have planned for the expense?
5- Are there more pressing needs that I must look at first?
6- What do I have to give up to be able to afford this?
Being a conscious money saver allows you to plan for each purchase. Most
of the time, if you ask these questions, cooler heads will prevail and you will
realize you don't need the item after all.
Don't let society dictate what you need or don't need. Base your purchase
on your own criteria and stick to your decision. Just because everyone
else has put themselves into debt to buy a 60 inch plasma TV doesn't mean
you have to follow. Those that plan their purchases are the ones that will
always have the money when they need it.
Be that person... whether it's old fashioned or not!
About the Author
Barry Ferguson is known as "America's Saving Money Man".
He is the author of two books called "How To Stop Wasting
Money" and "The Saving Money Mindset", and has 15 years of
practical, real world experience saving huge amounts of
cash every time he shops!
How much do you want to save?
http://www.howtostopwastingmoney.com
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 Big Three automakers beg Congress for $25 billion - Dubuque Telegraph Herald
WASHINGTON (AP) -- Detroit's Big Three automakers pleaded with a reluctant Congress Tuesday for a $25 billion lifeline to save the once-proud titans of U.S. industry, pointedly warning of a national economic catastrophe should they collapse. Millions ...
Dow drops 427 points; closes below 8,000 - Crain's Chicago Business
(AP) — Wall Street sank Wednesday, as investors, already nervous about the fate of the nation's top automakers, scoured more discouraging economic data. The Dow Jones industrial average plunged 427.47 points, or 5 percent, to close at 7,997.28 ...
Consumer Price Drop Largest In 61 Years - WSB-TV Atlanta
WASHINGTON -- Consumer prices plunged by the largest amount in the past 61 years in October as gasoline pump prices dropped by a record amount. The Labor Department said Wednesday that consumer prices fell by 1 percent last month, the biggest one ...
House presses Paulson on bailout changes - Dubuque Telegraph Herald
WASHINGTON (AP) -- Faced with exasperated lawmakers upset by shifts in bailout strategy, Treasury Secretary Henry Paulson launched a spirited defense Tuesday of his handling of the $700 billion program and expressed fresh reservations about tapping ...
S&P downgrades Ambac unit on mortgage debt risks - CNBC
NEW YORK - Standard & Poor's Ratings Services on Wednesday cut its financial strength rating for the bond insurance unit of Ambac Financial Group Inc., and also cut a pair of the holding company's debt ratings. Ambac's recently battered shares lost ...
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