"Pictures must not be too picturesque."Ralph Waldo Emerson
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About consumer credit
If you do not understand consumer credit, you will be far more likely to misuse credit, and ruin your financial situation. That is why the subject of consumer credit is so important.A lot of people get their first experience with consumer credit when they ...
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Accountability? Mutual Funds Must Come Clean
the SEC should deal directly with fund managers' conflicts of interest by requiring funds to disclose the fees they earn from companies in which they invest and highlight the votes they cast in support of the management of those companies The most ...
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Advantages of Low-Cost Mutual Funds
A common misconception about mutual funds is that pretty much any reputable fund will do. Of course, any investment that produces a solid return for you is better than nothing, but not all funds are created equal. When you buy a mutual fund, you'll pay a ...
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Adverse debt levels blight UK consumers personal finances
Debt levels are at an all time high in the UK. The younger generation tend to be feeling the pinch the most, but parents are increasingly being required to bail them out, often at great expense to their own limited mortgage or retirement savings.It has ...
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African American Women Get No Respect at Work
Recently, an article published in the University of Pennsylvania's Wharton School of Business newsletter began with the following statement: "By choosing self-employment over working for a TV station or network - she [Oprah Winfrey] began her career as a ...
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African Americans: A Look in the Mirror, Part 1
“Not everything that is faced can be changed, but nothing can be changed until it is faced.”James BaldwinAt present, African Americans stand at the crossroads of great hopes for wealth and freedom exceptional for the great-and great, great-grandchildren ...
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African Americans: A Look in the Mirror, Part 2
“For if any be a hearer of the word, and not a doer, he is like unto a man beholding his natural face in a glass: For he beholdeth himself, and goeth his way, and straightway forgetteth what manner of man he was.”James 1:23-24The black community has many ...
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All about trademarks
How are they used, and how do I get one for my company?While it is sometimes confused with general copyright or patent laws, the trademark is a very specific type of patent law. Trademarks are marks, words, or letter-number combinations that are used to ...
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Alliance turning towards the financial dark side
Following in the footsteps of many of its high street competitors, Alliance and Leicester has announced that it will no longer accept new customers onto its Online Saver and Direct ISA accounts. The interest rate for the Online Savers account is also ...
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An Emergency Fund: Your First Line Of Defense
Downsizing, rightsizing, forced retirement, layoffs,firings, outsourcing, and being made redundant.All could mean the same thing to you: financial catastrophe.No, you may not have to declare bankruptcy or move back inwith your parents, but losing your job ...
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An introduction to point of sale software
Point of sale software gives business owners a convenient way of checking out customers and of recording sales. It can keep a record of the store inventory, updating it when an order is processed. It can also print out receipts, carry out credit card ...
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Apply for a Loan or Buy a Used Car?
It is a fact of life that many people need adequate forms of transportation to commute to and from their jobs. If you are like most people, your car is one of the largest expenses you will have next to your house. In all the research I've done on ...
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Applying for a Home Loan
Applying for a home loan may not be the most exciting way to spend your time, but if you are like many potential homeowners, it is probably a necessary evil. If you have some knowledge of the process ahead of time, however, it will go much more ...
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Are You Ready For A New Credit Scoring System?
Janet just ordered her free annual credit report and was excited about what she saw on her report. She decided to order her FICO score, and low and behold, her score increased over eighty points from the last credit report she ordered over a year ago. She ...
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Are you suffering from payment protection overload?
Critical illness insurance: Critical illness insurance will cover you in the event of a serious illness such as cancer, coronary artery by-pass surgery, heart attack, kidney failure, major organ transplant, multiple sclerosis and stroke. Additional ...
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Personal Finance - persfin.co.za/
Financial information previously published in the print version of Forbes.
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