"War does not determine who is right - only who is left."Bertrand Russell
|
| |
Distance Learning Association
The United States Distance Learning Association (USDLA) is a non-profit association formed in 1987 and is located in Boston, Massachusetts. It promotes the development and application of distance learning for education and training and serves the needs of ...
Orhan Ari -A School Teacher'S Mark On Educational History, Teaching, Social Culture
Orhan Seyfi Ari An Idealist and Visionary(1918-1992) “A luminary to so many teachers”(Editorial in ‘Halkin Sesi’ of 27 December 1992)Of those who wrote about him in English/American, in Turkish, in Greek –book-magazine-newspaper articles and officially ...
Selecting an Online University
People who want higher education but who don't live near a college or university offering courses they want used to be out of luck. No more. Now it is possible to study almost any subject online. It may require more self-discipline to pursue a degree this ...
|
|
|
| |
There’s a relatively unknown market in the insurance industry that consumers need to know about. This is a market where a single agent can offer you multiple choices from multiple companies. This is the independent insurance agency market.
When you have an independent agent (IA) who you know and trust, you shouldn’t have to find a new agent again. As an IA you have the ability to “shop” a customer with numerous insurance companies, finding them the best rate and coverage, so they don’t have to. Imagine what happens the next time the renewal comes on your insurance and the premium is suddenly $500 higher than it was before. With an IA, all you need to do is call. They have the ability to try and find a similar policy with another company; you haven’t changed agents, given personal information to strangers, or gone through the monotonous task of shopping your insurance. Instead, you left it to an expert.
Depending on the size of the agency you are dealing with, they may represent over 20 different companies. This means you no longer have to go online and fill in the boxes, deal with 1-800 numbers, or “call-around” to different agents, each with one company to choose from.
Why have so few people heard of this market? While these companies do represent multimillion-dollar organizations, and some of the largest
organizations in the world (i.e. AIG and Zurich), the majority of these agencies are smaller companies, not having the resources to launch advertising campaigns to the mainstream market via television, radio, and other forms of media advertising.
Independent agencies have actually been around longer than the captive market (i.e. Farmers, Allstate, etc), and typically have been known to write the majority of commercial insurance. Captives have taken a larger percentage of the personal lines (home, auto, etc.) market, even though an IA can generally offer them comparable, if not better, coverage. This is due to the captive companies having millions of dollars to put into advertising to draw in the consumer. On the other hand, many people never know what an independent agency even is. This gives the captive market an obvious advantage, but as people become more educated on this topic, more will look to the independent segment to meet their insurance needs.
An IA can obviously bring a lot to the table for any consumer, the real question is: Why are consumers not bringing more of them to the table?
By: Jordan Walt, Independent Agent for AIC Insurance Agency: www.aicinsco.com
About the Author
Graduate of Oregon State University, now an independent insurance agent for AIC Insurance Agency. Email: jwalt@aicinsco.com
|
|
|
|
|
|
 |
Brown University to hand out over 2400 degreesBoston.comPROVIDENCE, RI—Brown University is set to hand out more than 2400 degrees at its last graduation ceremonies under the leadership of Ruth Simmons this weekend. The Ivy League school in Providence is holding its 244th commencement exercises on Sunday.and more » |
|
Bigfoot: Beyond Footprints and DNADiscovery NewsLast week researchers from Oxford University and the Lausanne Museum of Zoology announced that they are seeking genetic materials (such as hair, skin, and blood samples) claimed to be of unknown animals such as Bigfoot. The goal of the Oxford-Lausanne ...and more » |
|
